This delicious homemade hot chocolate recipe is so easy to make! Get the secret that makes this homemade hot chocolate so rich and creamy!

A white mug full of homemade hot chocolate
Want to save this?
Enter your email below and I’ll send it directly to your inbox!
Please enable JavaScript in your browser to complete this form.

If there’s one thing I loved as a child, it was hot chocolate. Little did I know at the time that I wasn’t experiencing good hot chocolate.

We grew up in a fairly health conscious house, and having hot chocolate was a special treat. I didn’t think twice when she’d open a packet, pour half in a cup of hot water, stir and serve.

As I’ve grown, so have my tastes… and that half pack of watered down mix just isn’t enough. If you’re going to do something, do it right, right?

This creamy homemade hot chocolate recipe takes less than 10 minutes to make and is so dreamy! And hey, it’s another way to squeeze in a little calcium, right? We have to look at the positives!

Love hot chocolate and want a more grown up version? Don’t miss my delicious spiked hot chocolate – it’s got a delicious taste of peppermint schnapps! 

I’ve also got an easy recipe for the Best Hot Chocolate Mix that is awesome for gifting, and even the most incredible Hot Chocolate Bombs, Peanut Butter Hot Chocolate Bombs and Peppermint Hot chocolate Bombs.

Homemade Hot Chocolate

It’s so incredibly quick and easy to make, yet better than any hot cocoa I’ve had at chain coffee shops! It’s so creamy and decadent, it’s the perfect treat on a cold winter day!

Why You’ll Love It

  • Seasonal – We frequently make this in fall and winter because it’s so quick and easy and so good!
  • Simple Ingredients – The condensed milk really takes this drink to a whole other level – I can’t wait for you to try it!
  • Family Treat – This recipe makes enough for five large drinks and it’s easily halved (or doubled). You can simply use the slider on the printable recipe card!


  • Chocolate Chips – or chocolate melting wafers. I like to use milk chocolate or semi-sweet, but you can use dark chocolate or white chocolate as well.
  • Sweetened Condensed Milk – The secret ingredient that makes this cocoa so creamy!
  • Milk – Whatever milk you have on hand.  
  • Vanilla – completely optional, but a hint of vanilla adds a touch of flavor and makes it irresistible


  • Snowball Fight – Add a scoop of vanilla ice cream
  • Add LiqueurPeppermint Schnapps or Marshmallow Vodka are favorites

How to Make Hot Chocolate

  1. Melt the chocolate.
    Chocolate wafers in a pot
  2. Add sweetened condensed milk to make it extra creamy.
    Condensed milk added to the pot
  3. Whisk in milk and enjoy!
    Milk added to the pot


I love this drink exactly how it is, but if you want to make it more festive or fun for the kids, you can add a variety of toppings;

A white mug full of homemade hot chocolate

More Drinks

more drinks
The creamiest hot chocolate recipe - get the secret to the best homemade hot chocolate
5 from 7 votes

Homemade Hot Chocolate

This delicious Homemade Hot Chocolate recipe is so easy to make! Get the secret that makes this Homemade Hot Chocolate so rich and creamy!
Cook: 10 minutes
Total: 10 minutes
Servings: 5
Pin Rate Print



  • In a pot over medium heat, melt chocolate. Add sweetened condensed milk and stir until smooth.
  • Gradually add milk, whisking until smooth.
  • Whisk in vanilla and serve.

Julie’s Tips


  • Chocolate – You can use your favorite chocolate chips. I like to use semi-sweet, but milk chocolate and dark chocolate chips also work well. 



  • Snowball Fight – Add a scoop of vanilla ice cream
  • Add LiqueurPeppermint Schnapps or Marshmallow Vodka are favorites


Calories: 571kcal | Carbohydrates: 78g | Protein: 14g | Fat: 22g | Saturated Fat: 13g | Cholesterol: 54mg | Sodium: 219mg | Potassium: 583mg | Sugar: 76g | Vitamin A: 650IU | Vitamin C: 2.3mg | Calcium: 515mg | Iron: 0.7mg

Estimated nutrition information is provided as a courtesy and is not guaranteed.

Explore More

You May Also Like

Leave a comment

Your email address will not be published. Required fields are marked *

Rate this Recipe


  1. 5 stars
    Didn’t need to buy anything special. Had everything I needed already in my kitchen and the creaminess blew my mind!

  2. Thanks Julie, sometimes melting chocolate goes bad. For me? Do I have to worry about chocolate seizing? Don’t add condenced milk until it’s melted?

  3. This sounds simple and easy. I am doing a cocoa bar at our church and was wondering if this recipe can be made if it’s increased to feed a bigger crowd. Have you ever tried to increase it and does it still taste good?

    1. Absolutely! I’ve made larger batches and it’s just as good, just keep it warm in a crock pot or large pot. Enjoy!